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The Benefits of a Home Inventory

You’ve read your homeowners policy and noticed that your Personal Property coverage is a pretty high number.  “That should be fine,” you think to yourself.  But what happens if the worst scenerio occurs, and you have to rebuild your home after a total loss?  That Personal Property Coverage number is derived directly from your Dwelling Coverage (most companies simply use 50% or 70% of your Dwelling Coverage).  How does the insurance company know what was in your home?  Think about replacing everything you own.  That’s why is important to be prepared for any scenario, and to put together a home inventory.  This article below lays out some options on how to do just that.  For other ideas, call our office and we can help you.

http://www.insurancejournal.com/news/national/2014/08/18/337870.htm



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