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10 Top Risk Factors for Homeowners Insurance

We often hear the question, “how does THAT affect my homeowners insurance rate?” from our clients.  The “that” in the equation can vary by client, but the truth is, many of us still don’t know what factors are at play, and how they affect a homeowners premium, and sometimes whether we can write your home at all.

By now, most of us have heard about the “banned dog lists” and “no trampoline” policies many insurance companies have these days.  But did you know that your distance to the local firehouse, condition of the home, and your credit score can have just as big an effect on your homeowners premiums?

Click on the link below for a list of 10 main factors in rating homeowners policies.

http://www.propertycasualty360.com/2014/10/07/10-risk-factors-for-homeowners-insurance-policies?eNL=54383d1b160ba08170e84e5f&utm_source=PC360Weekender&utm_medium=eNL&utm_campaign=PC360_eNLs&_LID=167017952



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